Questions about credit cards IELTS speaking test

IELTS Part 3 questions about credit cards

Are credit cards used very much in your country?

Yes, they’re common now; most people who are working have at least one or two of them. People mainly use them in stores to pay for goods and for online shopping, but that’s not as popular here as in some other countries.

Which is better for saving money, using a credit card or using cash?

It’s probably better to use a credit card than cash, but only if you pay the outstanding balance each month and don’t incur any interest on what you spend. It used to be that many stores preferred cash and would offer ‘cash discounts’ but now that’s not normal anymore. By using a credit card you can find better prices by shopping online sometimes, so if you’re a smart shopper you can actually save money.

Many credit cards also have rewards schemes where they give you points for spending money. You can cash in or redeem these points for special offers; that’s another way you can save money. Some credit card companies also advertise special promotional offers with stores or companies they have alliances with… yet another way to save money by using a credit card. The important thing is to avoid paying interest on what you buy with a credit card, because if you have to pay interest, then it will probably be more expensive in the long run than simply paying in cash.

What changes have resulted from the use of credit cards?

In general, it has made shopping and buying things easier than it was in the past. It’s also made it possible to buy things when you haven’t actually got the money. Many people spend more than they should because it’s so easy when you have a credit card. You can’t do that when you only use cash. You can only spend the cash you physically have. Credit cards are also one of the key components of online shopping, which would be almost impossible to do without one. So all in all, credit cards have transformed the way people shop, buy things and spend their money.

More Part 3 Questions



Actual IELTS speaking test questions
NEW IELTS Speaking Test
What do you do to stay healthy?
IELTS, Which TV show do you enjoy watching?
NEW IELTS Speaking Test
Which TV drama series do you enjoy watching?
IELTS, hometown, shopping, rainy weather, ecommerce
NEW IELTS Speaking Test
How do you shop? What have you bought recently?
Why is travel abroad popular with young people? Tourism, Cultural Invasion
Travel & Tourism
Is cultural invasion a threat?
5 Tips for Receiving Feedback from Your Boss
Feedback & Comments
5 tips when your boss gives you feedback...
Recent IELTS Speaking Questions - Volunteering, Neighbors, Arriving Early, Technology & Time Management, Punctuality
Recent IELTS Exam Questions
Latest IELTS Speaking Questions - Describe a useful website you have used
Latest IELTS Cue Card Describe a useful website you have used...
Latest IELTS Speaking Questions - describe a plant or flower important for your country
Latest IELTS Cue Card Describe an important plant or flower in your country...
IELTS cue card - describe someone you worked or studied with who helped you
IELTS Cue Card Describe a helpful person you know...
Recent IELTS speaking test - describe someone you know who has lived abroad
IELTS Cue Card Describe someone who has lived abroad
Recent IELTS speaking test - describe a change in your life
Recent IELTS Cue Card
Describe a change in your life
IELTS Cue Card Describe Best Childhood Memory
Recent IELTS Cue Card
Describe a childhood memory
IELTS Cue Card Describe an achievement
NEW IELTS Cue Card
Describe an achievement you are proud of...
IELTS Cue Card Describe a painting
NEW IELTS Cue Card
Describe a painting or other art work...
NEW IELTS Speaking Test
Describe a sport you would like to learn, dancing, sport & the media...
Describe a discussion with a stranger
NEW IELTS Speaking Test
politeness, chatting, birthdays, gadgets, reality TV...
clothing
IELTS Cue Card
Clothing you received as a gift, clothes, fashion, gifts, shopping...
A free gift you received when you bought something
IELTS Cue Card
A free gift you got when you...
September IELTS speaking test questions
September IELTS Speaking Test
FULL Part 1, Part2, Part 3
IELTS Cue Card - Describe the stage of life you enjoyed the most
IELTS Speaking Topic
Mobile phones +'ves & -'ves
IELTS Cue Card - Describe the stage of life you enjoyed the most
IELTS Cue Card
Describe the most enjoyable stage of life
IELTS Cue Card - Describe an interesting building
IELTS Cue Card
Describe an interesting building you visited ...
IELTS Cue Card - Describe a rule you had to obey at school
IELTS Cue Card Describe a rule ...
IELTS Cue card - an interesting person
IELTS Cue Card Describe an interesting person you met
Cambridge IELTS Book 12 Speaking Tests & Answers
2017 Official IELTS Book 12 Tests Full Speaking Tests
IELTS Cue Card - Talk about a married couple who inspire you
IELTS Cue Card
Talk about a married couple
IELTS Cue Cards 2017
IELTS Cue Card 2017 Describe riots in another country
IELTS Cue Card - Late for an appointment
IELTS Cue Card Late for an appointment
IELTS Cue Card - something you bought but don't often use
IELTS Cue Card Describe something you bought but don't often use
IELTS Cue Card - helping others
IELTS Cue Card - Describe something you do to help other people
IELTS Cue card - a prize you want to to win
IELTS Cue Card Describe a prize you would like to win
NEW IELTS Cue Cards 2017
NEW IELTS Cue Card 2017 - Describe some good news you gave to someone
IELTS Cue Cards 2017
IELTS Cue Card 2017 - Describe a disagreement you had with someone about a decision
IELTS Cue Cards 2017
IELTS Cue Card 2017
Describe a recent holiday
IELTS Cue Cards 2017
IELTS Cue Card 2017
Describe a quiet place you like
FULL IELTS Speaking Test Questions & Answers
2017 IELTS Speaking Exam
Full questions & answers
IELTS Speaking Topic Foreign Food
IELTS 2017 Cue Card
- an experience with foreign food
A child you spent time with
IELTS Cue Card 2017 Describe a time you spent with a child
A place where cell phones are prohibited
IELTS Cue Card 2017 Describe time when you couldn't use your cell phone
IELTS Cue card - Describe a small business you would like to open
IELTS Cue Card 2017 Describe a small business you would like to open
A popular place for swimming
IELTS Cue Card 2017 Describe a popular place where people go to swim
IELTS Cue card - something you want to learn more about
IELTS Cue Card 2017 Describe something you would like to learn more about
IELTS Cue Cards 2017
IELTS Cue Card 2017
Describe a time when you were angry about something
IELTS Cue card - something that made you laugh
IELTS Cue Card 2017 Describe something that made you laugh recently
IELTS Cue Cards 2017
IELTS Cue Card 2017
Describe a well paid job in...

Quick & Easy Tips to Improve Your IELTS Speaking